Advisor in Charge of Relationship
Directly responsible for providing all services and acts as the day-to-day contact for the client.
Immediate Back-Up Support, as Required
A second advisor to provide back-up to the lead advisor, if needed. Two advisors being present can offer different perspectives and approaches to important topics being addressed.
Associate Advisor and/or Administrative Support
Provides technical and production support as required.
Manager of UFASI has responsibility for all services provided by the advisory group.
UFASI consists of seven Municipal Advisor Representatives (MAPs) and three support staff. Scroll down for bio’s of our MAPs.
Mr. Eisenthal joined UniBank Fiscal Advisory Services, Inc. in August 2000. He has more than twenty-five years of public finance experience. Mr. Eisenthal is highly experienced in the planning and structuring of general obligation and revenue financings, disclosure preparation, and credit analysis. His experience includes a considerable number of refunding, school project, energy conservation and tax credit financings.
Mr. Eisenthal works with local governments throughout New England. His clients include the Cities of Chelsea and Leominster, Massachusetts; the City of Lewiston, Maine; the Towns of Amherst, Chelmsford, Grafton and South Hadley, Massachusetts; the Town of Portland, Connecticut; the Dudley-Charlton and Mohawk Trail Regional School Districts, Massachusetts; and the City of Brewer High School District, Maine.
Mr. Eisenthal puts creativity and innovation to work for his clients. One example of this was during the period in 2015 when U.S. Treasury State and Local Government Series securities (SLGs) were unavailable. Mr. Eisenthal structured advance refunding escrows for the Towns of North Andover and Chelmsford, Massachusetts and the City of Lewiston, Maine utilizing certificates of deposit from banks that insure deposits with both FDIC and Massachusetts DIF insurance.
Outside of his professional life, Mr. Eisenthal has served on Boards in both the local government and non-profit sectors. His service has included the Board of Selectmen of the Town of West Brookfield, Massachusetts, the Permanent Building Committee of the Town of Framingham, Massachusetts and the School Committee in the Town of Sharon, Massachusetts. In the non-profit sector, he most recently served on the Board of Directors of the Bay Path Education Foundation in Charlton, Massachusetts. Mr. Eisenthal has a Bachelor of Arts degree from Clark University in Worcester, Massachusetts and a Master in Public Policy degree from the Harvard Kennedy School. He is a Series 50 licensed Municipal Advisor Representative.
Ms. Foster joined UniBank Fiscal Advisory Services, Inc. in the spring of 2001. She has been working for over twenty-five years providing communities across the Commonwealth of Massachusetts with fiscal advisory services. Prior to joining UFASI, Ms. Foster worked for Sovereign Bank, and prior to that, she worked primarily on Cape Cod providing fiscal advisory services on the Cape & Islands. Some of Ms. Foster’s current clients include the Towns of Dedham, Acton, Mansfield, Bourne Edgartown, Oak Bluffs, North Attleborough as well as the City of Attleboro. She also has extensive experience with special districts such as the Dennis-Yarmouth Regional School District, Dighton-Rehoboth Regional School District and the Hyannis Fire District, to name a few. Like her counterparts. Ms. Foster possesses a strong working knowledge of municipal credit, capital markets, legal requirements and municipal financial statements. Ms Foster has spoken to many county associations regarding post-issuance compliance and has taught municipal financing at the U-Mass Treasurer & Collector’s School in Amherst. Ms. Foster holds a B.A. in Political Science from Wheaton College, Norton, MA, and an M.P.A. with a concentration in local and state governments from Suffolk University. She is a Series 50 licensed Municipal Advisor Representative.
Ms. Lombard provides financial advisory services to cities, towns and regional school districts in Massachusetts and New Hampshire. Ms. Lombard joined UniBank Fiscal Advisory Services, Inc. in the summer of 2018 with over 30 years of experience in the financial advisory sector having worked previously for Eastern Bank and State Street Bank and Trust Company. She attended Northeastern University and Northeastern University College of Professional Studies and holds a Bachelor of Science degree in Marketing. She is a Municipal Securities Rulemaking Board Series 50 Municipal Advisor. In addition, Ms. Lombard serves as an instructor at the Massachusetts Collector and Treasurers Association (MCTA) Annual Education Program and is a member of Boston Women in Public Finance.
Ms. MacLean joined UFASI in September, 2001. Prior to joining UFASI, Ms. MacLean worked in the government finance department of a major regional bank providing financial advisory services to various cities, towns, and districts. Ms. MacLean has over fourteen years experience as a municipal financial advisor.
Some current clients include the towns of Millbury, Hopkinton, Milford, and Holbrook. She also serves the Concord-Carlisle Regional School District, the Dover-Sherborn Regional School District, the Dedham-Westwood Water District, and the Greater Attleboro-Taunton Regional Transit Authority.
Ms. MacLean is the lead advisor for the Towns of Swansea and Winchendon. Both Towns became aware that they would be unable to balance their budgets for various reasons. The Towns obtained special legislation which allowed them to issue deficit bonds to help finance their respective deficits. Ms. MacLean worked with each Town to help them negotiate with local underwriters and coordinate discussions with rating agencies regarding their bond ratings. With the credit quality issues that have arisen, Ms. MacLean helped the Towns get approval for the issuance of state qualified bonds for all of their authorized unissued debt. (Under the Massachusetts state qualified bond program, debt service for qualified bonds is paid by the state treasurer from the local aid distribution of the issuer.)
Ms. MacLean is also the lead advisor for the Town of Georgetown. In 2012, the Town applied for and received an allocation of QECBs from the Department of Energy Resources for its energy conservation project. The Town had six months from the date of award to finance the project as QECBs or lose their allocation. The Town chose to issue Direct Pay bonds and sold the issue on a competitive basis in October, 2012.
Ms. MacLean has a Bachelor of Science in Accounting from Bentley College in Waltham, MA. She is a Series 50 licensed Municipal Advisor Representative.
Ms. Susel joined UFASI in January 2010 as a Fiscal Advisory Administrative Assistant and in January 2013, began hands on training to become a Financial Advisor. She has since become a Series 50 licensed Municipal Advisor Representative and been promoted to Assistant Vice President. At present, Ms. Susel serves as the primary financial advisor for the towns of Auburn, Bridgewater, Middleborough, Milton and Seekonk and the Bridgewater-Raynham and Freetown-Lakeville Regional School Districts. She continues to build relationships and experience by joining UFASI Financial Advisors on client and prospect calls and working as a secondary advisor to the City of Worcester and the towns of Canton and Yarmouth. Ms. Susel has attended local seminars and conferences including the Massachusetts Collectors and Treasurers Annual June Conference in Hyannis and the DOR Seminar for New Officials, and presented at the Massachusetts Collectors and Treasurers Association’s 43rd Annual School at UMASS Amherst.
Ms. Susel graduated from the College of the Holy Cross with a Bachelor Degree of Arts in Psychology and continued to Massachusetts College of Pharmacy and Health Sciences and graduated with a Bachelor of Science in Nursing. She has also earned her Master of Science in Finance from New England College of Business.