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UFASI relationship teams consist of:

Advisor in Charge of Relationship
Directly responsible for providing all services and acts as the day-to-day contact for the client.

Immediate Back-Up Support, as Required
A second advisor to provide back-up to the lead advisor, if needed.  Two advisors being present can offer different perspectives and approaches to important topics being addressed.

Associate Advisor and/or Administrative Support
Provides technical and production support as required.

Management Oversight
Manager of UFASI has responsibility for all services provided by the advisory group.

UFASI consists of seven Municipal Advisor Representatives (MAPs) and three support staff.  Scroll down for bio’s of our MAPs.

David M. Eisenthal - Vice President & Senior Fiscal Advisor




Mr. Eisenthal joined UniBank Fiscal Advisory Services, Inc. in August 2000.  He has more than twenty-five years of public finance experience.  Mr. Eisenthal is highly experienced in the planning and structuring of general obligation and revenue financings, disclosure preparation, and credit analysis.  His experience includes a considerable number of refunding, school project, energy conservation and tax credit financings.


Mr. Eisenthal works with local governments throughout New England.  His clients include the Cities of Chelsea and Leominster, Massachusetts; the City of Lewiston, Maine; the Towns of Amherst, Chelmsford, Grafton and South Hadley, Massachusetts; the Town of Portland, Connecticut; the Dudley-Charlton and Mohawk Trail Regional School Districts, Massachusetts; and the City of Brewer High School District, Maine.


Mr. Eisenthal puts creativity and innovation to work for his clients. One example of this was during the period in 2015 when U.S. Treasury State and Local Government Series securities (SLGs) were unavailable.  Mr. Eisenthal structured advance refunding escrows for the Towns of North Andover and Chelmsford, Massachusetts and the City of Lewiston, Maine utilizing certificates of deposit from banks that insure deposits with both FDIC and Massachusetts DIF insurance.


Outside of his professional life, Mr. Eisenthal has served on Boards in both the local government and non-profit sectors. His service has included the Board of Selectmen of the Town of West Brookfield, Massachusetts, the Permanent Building Committee of the Town of Framingham, Massachusetts and the School Committee in the Town of Sharon, Massachusetts.  In the non-profit sector, he most recently served on the Board of Directors of the Bay Path Education Foundation in Charlton, Massachusetts.  Mr. Eisenthal has a Bachelor of Arts degree from Clark University in Worcester, Massachusetts and a Master in Public Policy degree from the Harvard Kennedy School.  He is a Series 50 licensed Municipal Advisor Representative.

Lynne A. Foster - Vice President & Senior Fiscal Advisor




ufasi_lynneMs. Foster joined UniBank Fiscal Advisory Services, Inc. in the spring of 2001.  She has been working for over twenty-five years providing communities across the Commonwealth of Massachusetts with fiscal advisory services.  Prior to joining UFASI, Ms. Foster worked for Sovereign Bank, and prior to that, she worked primarily on Cape Cod providing fiscal advisory services on the Cape & Islands.  Some of Ms. Foster’s current clients include the Towns of Dedham, Acton, Mansfield, Bourne Edgartown, Oak Bluffs, North Attleborough as well as the City of Attleboro.  She also has extensive experience with special districts such as the Dennis-Yarmouth Regional School District, Dighton-Rehoboth Regional School District and the Hyannis Fire District, to name a few.  Like her counterparts. Ms. Foster possesses a strong working knowledge of municipal credit, capital markets, legal requirements and municipal financial statements. Ms  Foster has spoken to many county associations regarding post-issuance compliance and has taught municipal financing at the U-Mass Treasurer & Collector’s School in Amherst.  Ms. Foster holds a B.A. in Political Science from Wheaton College, Norton, MA, and an M.P.A. with a concentration in local and state governments from Suffolk University.  She is a Series 50 licensed Municipal Advisor Representative.

Lori E. Lombard - Vice President & Senior Fiscal Advisor




Ms. Lombard provides financial advisory services to cities, towns and regional school districts in Massachusetts and New Hampshire. Ms. Lombard joined UniBank Fiscal Advisory Services, Inc. in the summer of 2018 with over 30 years of experience in the financial advisory sector having worked previously for Eastern Bank and State Street Bank and Trust Company. She attended Northeastern University and Northeastern University College of Professional Studies and holds a Bachelor of Science degree in Marketing. She is a Municipal Securities Rulemaking Board Series 50 Municipal Advisor. In addition, Ms. Lombard serves as an instructor at the Massachusetts Collector and Treasurers Association (MCTA) Annual Education Program and is a member of Boston Women in Public Finance.





Kristy L. Genga - Fiscal Advisory Officer





Ms. Genga began her career at UniBank in 2008 with the Government Banking Department working with municipal and non-profit customers.  As the UniPay Supervisor, she attended various industry conferences including the MCTA Annual Conference on the Cape as a panel member and the MCTA Annual School at UMass Amherst as a presenter.  In 2011, Ms. Genga transitioned to the expansion of UniPay nationwide with UniPayDirect, Inc. as the Client Relationship Officer.  She managed the contract negotiations and overall implementation for bank and municipal clients.  Ms. Genga attended local and national conferences including those sponsored by GFOA, ABA, and ICBA in an effort to gain industry presence for the start-up company.


In 2013, Ms. Genga joined UFASI as a part of the support staff and was most actively responsible for distribution and preparation of note documents for UFASI customers, reporting of the pricing on recent bond issues through the Comparison Reoffering Yields Report, and the bi-monthly management of the Auto-Debit program.


In January 2016, she was listed as an individual advisor on UFASI’s Form MA, and began hands-on training to take on the role of Financial Advisor.  Since then, she has become a Series 50 Municipal Advisor Representative and continues to work closely with Senior Advisors on client work for many municipal entities, including   the Towns of Wayland, Stockbridge, Townsend, Ashland, Groton, Sutton, Mendon, Southbridge, North Andover; the Cities of Easthampton and North Adams; and Mount Greylock RSD and Tantasqua RSD.


Ms. Genga earned her B.S. in Business Administration with a concentration in Management from New England College of Business.  She is currently pursuing her Masters in Business Administration, also from the New England College of Business.

Margaret A. MacLean - Vice President & Senior Fiscal Advisor





Ms. MacLean joined UFASI in September, 2001.  Prior to joining UFASI, Ms. MacLean worked in the government finance department of a major regional bank providing financial advisory services to various cities, towns, and districts.  Ms. MacLean has over fourteen years experience as a municipal financial advisor.


Some current clients include the towns of Millbury, Hopkinton, Milford, and Holbrook.  She also serves the Concord-Carlisle Regional School District, the Dover-Sherborn Regional School District, the Dedham-Westwood Water District, and the Greater Attleboro-Taunton Regional Transit Authority.


Ms. MacLean is the lead advisor for the Towns of Swansea and Winchendon.  Both Towns became aware that they would be unable to balance their budgets for various reasons.  The Towns obtained special legislation which allowed them to issue deficit bonds to help finance their respective deficits.  Ms. MacLean worked with each Town to help them negotiate with local underwriters and coordinate discussions with rating agencies regarding their bond ratings.  With the credit quality issues that have arisen, Ms. MacLean helped the Towns get approval for the issuance of state qualified bonds for all of their authorized unissued debt.  (Under the Massachusetts state qualified bond program, debt service for qualified bonds is paid by the state treasurer from the local aid distribution of the issuer.)


Ms. MacLean is also the lead advisor for the Town of Georgetown.  In 2012, the Town applied for and received an allocation of QECBs from the Department of Energy Resources for its energy conservation project.  The Town had six months from the date of award to finance the project as QECBs or lose their allocation.  The Town chose to issue Direct Pay bonds and sold the issue on a competitive basis in October, 2012.


Ms. MacLean has a Bachelor of Science in Accounting from Bentley College in Waltham, MA.  She is a Series 50 licensed Municipal Advisor Representative.

Clark H. Rowell - Vice President & Senior Fiscal Advisor




ufasi_clarkMr. Rowell joined UFASI in August 2000. He has more than thirty-five years of experience in public finance, financial consulting and financial advisory work, particularly in planning and implementing major public sector infrastructure projects – water, wastewater and solid waste management projects. His experience includes positions with engineering and management consulting firms, commercial banks and a national independent financial advisory firm.


His current relationships include the Boston Water and Sewer Commission; the Lynn Water and Sewer Commission; the Woods Hole, Martha’s Vineyard and Nantucket Steamship Authority; and the Bristol Resource Recovery Facility Operating Committee (a waste-to-energy regional service in western Connecticut). He also works with numerous towns and districts throughout Massachusetts, including the City of Easthampton and the Towns of Westford, Tewksbury, Longmeadow, Southbridge and Great Barrington. Prior to joining UniBank, his financial advisory relationships included a broad spectrum of large and small issuers, and different types of issues. These included the City of Boston; the Connecticut Resources Recovery Authority; the cities of Lowell, New Bedford, Salem, Beverly and Fall River; and the City of Springboro, Ohio.


He has been actively involved in providing assistance associated with the planning for and financing of water, wastewater and solid waste management projects. For the Boston Water and Sewer Commission, he has assisted in the issuing five bond issues totaling $340,000,000; establishing and managing a $125,000,000 commercial paper program; budget planning; revenue and expenditure projections; letter of credit renewals; investment contract procurements; procurement of consulting engineering services; evaluation of refunding and swap proposals; procurement of a remarketing agent for its VRDBs; procurement of senior managing underwriters; and rating agency presentations. For the Town of Medway, he is preparing multi-year revenue and expenditure projections for both the water and sewer enterprises, for rate setting purposes and for implementing future capital needs. With a prior employer, he was assisting public sector entities procure design-build and design-build-operate services from private sector vendors. Clients included the City of Sioux City, Iowa; the Solid Waste Management Authority of Puerto Rico; the cities of Taunton and Gardner; and the Town of Plymouth.


He has his BA degree from Trinity College (Hartford, Connecticut) and MS in Management degree from the Sloan School of Management, M.I.T. (Cambridge, Massachusetts). He has also finished his course requirements for a Master of Regional Planning degree from Cornell University.  He is a Series 50 licensed Municipal Advisor Representative.

Brianne M. Susel - Assistant Vice President





Ms. Susel joined UFASI in January 2010 as a Fiscal Advisory Administrative Assistant and in January 2013, began hands on training to become a Financial Advisor.  She has since become a Series 50 licensed Municipal Advisor Representative and been promoted to Assistant Vice President.  At present, Ms. Susel serves as the primary financial advisor for the towns of Auburn, Bridgewater, Middleborough, Milton and Seekonk and the Bridgewater-Raynham and Freetown-Lakeville Regional School Districts.  She continues to build relationships and experience by joining UFASI Financial Advisors on client and prospect calls and working as a secondary advisor to the City of Worcester and the towns of Canton and Yarmouth.  Ms. Susel has attended local seminars and conferences including the Massachusetts Collectors and Treasurers Annual June Conference in Hyannis and the DOR Seminar for New Officials, and presented at the Massachusetts Collectors and Treasurers Association’s 43rd Annual School at UMASS Amherst.


Ms. Susel graduated from the College of the Holy Cross with a Bachelor Degree of Arts in Psychology and continued to Massachusetts College of Pharmacy and Health Sciences and graduated with a Bachelor of Science in Nursing. She has also earned her Master of Science in Finance from New England College of Business.

Support Staff

  • Mary Anne Douville
  • Derek Boughner
  • Logan Nellis

Professional Affiliations


  • Massachusetts Treasurers and Collectors Association
  • Massachusetts Government Finance Officers Association
  • Massachusetts Municipal Association
  • Massachusetts School Building Officers Association
  • New England Government Finance Officers Association
  • Connecticut Government Finance Association
  • Maine Government Finance Officers Association